What is a title loan?
A title loan allows you to offer the title of your car (or other property) as collateral for a short-term loan. At callus4money.com, we also offer other types of title loans. As you pay the loan back, a lien is placed on your car; once the loan is repaid in full, the lien is removed.
How long does it take to get a title loan?
Depending on your unique situation, we may be able to get you the loan you need in minutes.
What is the minimum and maximum amount we can lend?
Our minimum loan amount is $2,510 and the maximum is $50,000.
Can I still drive my car while I have a loan?
Absolutely! The best thing about a car title loan is you get to keep and drive your car.
Who Doesn't qualify?
Anyone who is regular or reserve member or dependent or spouse of a regular or reserve member of the Army, Navy, Marine Corps, Air Force or Coast Guard , serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Is there a pre-payment penalty?
No there is not, we also recommend that you pay more than the required monthly payments so that you can pay off your loan sooner and pay less in interest.
How long does it take to process a title loan?
We offer a simple, fast and easy process of acquiring a car title loan. If your vehicle is approved, you can be in and out of our location in as little as 15 minutes with the cash you need.
Do we charge anything to the customer to see if they qualify for the loan?
No. We can get you a free quote and estimate the value of your vehicle if it qualifies for a car title loan.
How do we fund the loan?
Your money will be ready in a matter of minutes after your loan is approved. We fund your loan in a form of a check.
Does the customer have to go to the DMV?
No! We'll make it easy for you. We will take care of all DMV paperwork. All you need to do is come in and bring all the necessary documents to approve your loan and we will take care of the rest.
Does my car need to be paid off?
Not necessarily but in most cases it does. We will look at each loan on a case by case basis. You have our full commitment to helping you with your individual situation.
Do I need to be currently employed?
No. We do need to know that you have source of income that keeps you the capability to pay off the loan. If not, you may need a cosigner in order to get the loan considered and approved.
